Birchin
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Terms & Privacy

Last updated · November 2024

Website Terms and Conditions of Use

Introduction

These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly excluded by their own terms and conditions), and Birchin Insurance Brokers Limited, the owner and operator of this Website. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

In these terms and conditions, User or Users means any third party that accesses the Website and is not either (i) employed by Birchin Insurance Brokers Limited and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Birchin Insurance Brokers Limited and accessing the Website in connection with the provision of such services.

You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.

Intellectual property and acceptable use

  • All Content included on the Website, unless uploaded by Users, is the property of Birchin Insurance Brokers Limited, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner's prior written permission.
  • You may, for your own personal, non-commercial use only, do the following: retrieve, display and view the Content on a computer screen.
  • You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of Birchin Insurance Brokers Limited.

Prohibited use

You may not use the Website for any of the following purposes:

  • in any way which causes, or may cause, damage to the Website or interferes with any other person's use or enjoyment of the Website;
  • in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order;
  • making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner.

Links to other websites

  • This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Birchin Insurance Brokers Limited or that of our affiliates.
  • We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.
  • The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

Availability of the Website and disclaimers

  • Any online facilities, tools, services or information that Birchin Insurance Brokers Limited makes available through the Website (the Service) is provided "as is" and on an "as available" basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. Birchin Insurance Brokers Limited is under no obligation to update information on the Website.
  • Whilst Birchin Insurance Brokers Limited uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security, that of their personal details and their computers.
  • Birchin Insurance Brokers Limited accepts no liability for any disruption or non-availability of the Website.
  • Birchin Insurance Brokers Limited reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These terms and conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of liability

  • Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable law.
  • We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.
  • To the maximum extent permitted by law, Birchin Insurance Brokers Limited accepts no liability for any of the following: any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities; loss or corruption of any data, database or software; any special, indirect or consequential loss or damage.

General

  • You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our rights under these terms and conditions where we reasonably believe your rights will not be affected.
  • These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the terms and conditions regularly to ensure familiarity with the then current version.
  • These terms and conditions contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the terms and conditions.
  • The Contracts (Rights of Third Parties) Act 1999 shall not apply to these terms and conditions and no third party will have any right to enforce or rely on any provision of these terms and conditions.
  • If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these terms and conditions will not be affected.
  • Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.
  • This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh Courts.

Birchin Insurance Brokers Limited details

  • Birchin Insurance Brokers Limited is a company incorporated in England and Wales with registered number 14183289 whose registered address is One Temple Quay, Bristol, BS1 6DZ and it operates the Website Birchin.co.uk.
  • Birchin Insurance Brokers Limited is an appointed representative of Bannerman Rendell Limited. Bannerman Rendell Limited are Authorised and Regulated by the Financial Conduct Authority. Bannerman Rendell Limited Firm FCA Reference Number is 308692. Birchin Insurance Brokers Limited FCA Reference Number is 980415.

You can contact Birchin Insurance Brokers Limited by email on info@Birchin.co.uk.

Privacy Statement

Birchin Insurance Brokers Limited, as defined below, is committed to protecting your privacy. This Privacy Notice ("Notice") sets out the types of personal information we collect, how we collect and process that information, who we share it with in relation to the services we provide and certain rights and options that you have in this respect. Birchin Insurance Brokers Limited owns and operates this site [www.Birchin.co.uk].

Who is responsible for your personal data?

Birchin Insurance Brokers Limited is responsible for your personal data. For the purposes of applicable data protection law (in particular, the General Data Protection Regulation (EU) 2016/679 (the "GDPR")), your data will be controlled by Birchin Insurance Brokers Limited that you have instructed or that is providing services to you or communicating to you and is regarded as an independent data controller of your personal data. Birchin Insurance Brokers Limited is registered with the Information Commissioner's Office under reference number ZB366580.

Personal data we collect

We collect and process the following personal data from you:

  • Identity and Contact Data, including your name, address, telephone number, date of birth, marital status, passport number, employment history, educational or professional background, tax status, employee number, job title and function, and other personal data concerning your preferences relevant to our services;
  • Business Information, including information provided in the course of the contractual or client relationship between you or your organisation and Birchin Insurance Brokers Limited, or otherwise voluntarily provided by you or your organisation;
  • Profile and Usage Data, including passwords to Birchin Insurance Brokers Limited website protected platforms or services, your preferences in receiving marketing information from us, your communication preferences and information about how you use our website(s);
  • Technical Data, including information collected during your visits to our website(s), the Internet Protocol (IP) address, login data, browser type and version, device type, time zone setting, browser plug-in types and versions, operating system and platform.

How do we collect your personal data?

The circumstances in which we can collect personal data about you include:

  • when you or your organisation seek our services;
  • when you or your organisation offer to provide, or provides, services to us;
  • when it is provided to us by a third party because you are the subject of, or your data is otherwise included in, the service we are asked to provide to that third party client;
  • when you correspond with us by phone, email or other electronic means, or in writing, or when you provide other information directly to us;
  • when you or your organisation browse, complete a form or make an enquiry or otherwise interact on our website or other online platforms;
  • when you attend our seminars or other events or sign up to receive personal data from us, including training.

How we use your personal data

We use your personal data to fulfil our contracts and provide our services; to conduct our business and pursue our legitimate interests (including relationship management, security, legal compliance and communications); and to meet legal and regulatory requirements (including anti-money laundering and fraud prevention). We will only provide you with marketing related information when we have a previous contractual relationship or a business relationship with you.

Who we share your personal data with

We may share your personal data with subsidiary undertakings and affiliates; service providers such as IT consultants, translators and couriers; client organisations where data was collected in order to provide their services; financial institutions and regulatory bodies for compliance purposes; third parties involved in dispute resolution or legal proceedings; and prospective buyers in the event of a sale of business assets.

International transfers

We may transfer your personal data outside the EEA where it is necessary for the services we provide you, or it is necessary for the establishment, exercise or defence of legal claims, or subject to safeguards that assure the protection of your personal information, such as European Commission approved standard contractual clauses.

Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way. We have procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

Your rights

Under data protection law you have rights including: to access your personal data; to have inaccurate data corrected; to object to processing; to data portability; to request erasure; and to lodge a complaint with a supervisory authority. You can exercise these rights by contacting us at info@Birchin.co.uk together with proof of your identity.

Data retention

We retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. After the retention period expires we will securely destroy your personal data in accordance with applicable laws and regulations.

Contact

If you have any questions about this Notice or how we handle your personal data, please contact us at info@Birchin.co.uk or on 0117 457 6970.