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Architects Professional Indemnity

Professional Indemnity for architects' practices of every shape — RIBA-affiliated, ARB-registered, large or sole-practitioner. We speak the language of design risk.

Why Birchin

Why Birchin for architects.

01

Design-risk literate

We understand novation, design-and-build, BIM levels and what underwriters care about on each.

02

Fire & cladding aware

We navigate the cladding and fire safety exclusions that have reshaped this market.

03

Whole-of-market

Specialist architect markets in London and Lloyd's — not just whoever has a scheme.

What it covers

The cover, in detail.

  • Civil liability arising from architectural services
  • Design-and-build and novated appointments
  • Defence costs and inquiry attendance
  • Sub-consultant collateral warranty exposure
  • Run-off cover for retiring principals
  • Optional cover for fire safety and cladding risks where available

How to get a quote

Start 90 days before renewal.

The earlier we engage, the more we can do. Ninety days gives us time to build the presentation, test the market properly, and negotiate wording — not just price.

  1. 01

    Get in touch 90 days before renewal

    The earlier we start, the more leverage we have with the market. Ninety days is the sweet spot.

  2. 02

    Discovery & documents

    A short call plus your current policy, proposal form, fee income split and claims history.

  3. 03

    Market exercise

    We build the presentation, approach the right insurers and negotiate terms — premium and wording.

  4. 04

    Bind & handover

    Clear documentation, a renewal report you can share internally, and an open line through the year.

FAQs

Questions from architects firms.

What you can expect

The Birchin way, for architects.

  • A senior, named broker — the same person at quote, renewal and claim.
  • Whole-of-market placement, chosen on merit rather than scheme convenience.
  • Honest advice on limits, wording and run-off — not just the cheapest price.
  • Clear documentation and a renewal report you can share internally.

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Let's talk about your architects renewal.

A 15-minute call is usually enough to know whether we can do better than your current programme.