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Medical Malpractice Professional Indemnity

Medical malpractice and healthcare PI — for clinics, consultants, aesthetics practices and allied health professionals. Specialist markets, specialist wordings.

Why Birchin

Why Birchin for medical malpractice.

01

Specialist healthcare markets

Access to insurers who actually understand clinical risk — not generic PI underwriters.

02

Consent and complaints

We pay attention to the wording around consent, complaints and regulatory investigations.

03

Aesthetics-aware

The aesthetics market has its own dynamics. We know which insurers want which procedures.

What it covers

The cover, in detail.

  • Civil liability arising from medical treatment and advice
  • Defence costs for GMC / NMC / HCPC investigations
  • Good Samaritan acts and clinical trials cover (where required)
  • Loss of documents and breach of confidentiality
  • Cover for employed and self-employed clinicians
  • Run-off cover on retirement or cessation

How to get a quote

Start 90 days before renewal.

The earlier we engage, the more we can do. Ninety days gives us time to build the presentation, test the market properly, and negotiate wording — not just price.

  1. 01

    Get in touch 90 days before renewal

    The earlier we start, the more leverage we have with the market. Ninety days is the sweet spot.

  2. 02

    Discovery & documents

    A short call plus your current policy, proposal form, fee income split and claims history.

  3. 03

    Market exercise

    We build the presentation, approach the right insurers and negotiate terms — premium and wording.

  4. 04

    Bind & handover

    Clear documentation, a renewal report you can share internally, and an open line through the year.

FAQs

Questions from medical malpractice firms.

What you can expect

The Birchin way, for medical malpractice.

  • A senior, named broker — the same person at quote, renewal and claim.
  • Whole-of-market placement, chosen on merit rather than scheme convenience.
  • Honest advice on limits, wording and run-off — not just the cheapest price.
  • Clear documentation and a renewal report you can share internally.

Independently reviewed on Trustpilot.

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FCA regulated

Let's talk about your medical malpractice renewal.

A 15-minute call is usually enough to know whether we can do better than your current programme.