Construction Professional Indemnity
PI for contractors, engineers and the wider construction supply chain — including D&B contractors carrying design responsibility down the chain.
Why Birchin
Why Birchin for construction.
D&B fluent
We understand collateral warranties, third-party rights, and how design risk really flows in D&B work.
Project-specific cover
Where annual cover doesn't fit, we place project-specific PI and explain when it's actually needed.
Fire-safety market
We navigate the cladding/EWS exclusions that have reshaped the construction PI market.
What it covers
The cover, in detail.
- Civil liability arising from design and construction activities
- Collateral warranty and third-party rights exposure
- Sub-contractor design liability
- Defence costs and dispute resolution
- Optional project-specific PI for large schemes
- Run-off cover for past works
How to get a quote
Start 90 days before renewal.
The earlier we engage, the more we can do. Ninety days gives us time to build the presentation, test the market properly, and negotiate wording — not just price.
- 01
Get in touch 90 days before renewal
The earlier we start, the more leverage we have with the market. Ninety days is the sweet spot.
- 02
Discovery & documents
A short call plus your current policy, proposal form, fee income split and claims history.
- 03
Market exercise
We build the presentation, approach the right insurers and negotiate terms — premium and wording.
- 04
Bind & handover
Clear documentation, a renewal report you can share internally, and an open line through the year.
FAQs
Questions from construction firms.
What you can expect
The Birchin way, for construction.
- A senior, named broker — the same person at quote, renewal and claim.
- Whole-of-market placement, chosen on merit rather than scheme convenience.
- Honest advice on limits, wording and run-off — not just the cheapest price.
- Clear documentation and a renewal report you can share internally.
Independently reviewed on Trustpilot.
Read our reviewsLet's talk about your construction renewal.
A 15-minute call is usually enough to know whether we can do better than your current programme.