Cover review & renewal
What this means for you
The outcomes, in plain English.
You know what you're buying
Plain-English summaries of the cover, exclusions and conditions — not 80 pages of legalese.
You compete properly at renewal
We approach the right insurers with the right story, instead of accepting whatever last year's broker negotiated.
You leave the renewal in a stronger position
A clear view of what changed, what improved, and what to focus on for next year.
How it works
Our process.
The same senior broker takes you through every step — no handovers, no being passed around.
- 01
Policy audit
We read the policy properly — wording, endorsements, schedule — and flag the things that don't match how your firm actually operates.
- 02
Market strategy
We agree which insurers to approach, in what order, and how to position the risk to get genuine competition.
- 03
Presentation & negotiation
We build the submission, manage the questions, and negotiate the wording — not just the premium.
- 04
Bind & handover
Clear documentation, a renewal report you can share with partners, and a plan for the year ahead.
Why Birchin
Why we handle this better.
Same senior team, every step. No handovers, no scripts, no conflicts — just a broker who knows your file.
- Senior brokers do the placement themselves — no junior handover.
- Whole-of-market access including Lloyd's syndicates and London-market specialists.
- We negotiate wording, not just premium. That's where the real value sits.
- No volume targets or insurer agreements pushing you to a particular market.
FAQs
Questions we get asked.
Related sectors
Who we do this for.
Let's talk
Ready to get started?
Fifteen minutes on the phone is usually enough to know whether we can help. No hard sell, no obligation.