Cyber Professional Indemnity
Standalone cyber insurance for professional firms — built around incident response, business interruption and the regulatory aftermath of a breach.
Why Birchin
Why Birchin for cyber.
Incident-response first
The value of cyber cover is the breach response. We focus on which panels respond fastest and best.
Coordinated with PI
We avoid the gaps and overlaps between your PI and cyber policies — they should work together, not against each other.
Real-world wordings
We negotiate wording, not just price — particularly around ransomware, contingent BI and social engineering.
What it covers
The cover, in detail.
- Incident response and forensic costs
- Business interruption following a cyber event
- Data breach notification and regulatory defence
- Ransomware and extortion (subject to underwriting)
- Third-party liability for data and privacy
- Social engineering and funds-transfer fraud (often sub-limited)
How to get a quote
Start 90 days before renewal.
The earlier we engage, the more we can do. Ninety days gives us time to build the presentation, test the market properly, and negotiate wording — not just price.
- 01
Get in touch 90 days before renewal
The earlier we start, the more leverage we have with the market. Ninety days is the sweet spot.
- 02
Discovery & documents
A short call plus your current policy, proposal form, fee income split and claims history.
- 03
Market exercise
We build the presentation, approach the right insurers and negotiate terms — premium and wording.
- 04
Bind & handover
Clear documentation, a renewal report you can share internally, and an open line through the year.
FAQs
Questions from cyber firms.
What you can expect
The Birchin way, for cyber.
- A senior, named broker — the same person at quote, renewal and claim.
- Whole-of-market placement, chosen on merit rather than scheme convenience.
- Honest advice on limits, wording and run-off — not just the cheapest price.
- Clear documentation and a renewal report you can share internally.
Independently reviewed on Trustpilot.
Read our reviewsLet's talk about your cyber renewal.
A 15-minute call is usually enough to know whether we can do better than your current programme.